A mechanic’s lien is a legal claim that a contractor, subcontractor, or supplier can place against a property when they haven’t been paid for work performed or materials provided – and it’s something every buyer and seller should understand.
How it affects a sale
A mechanic’s lien attaches to the property itself, not just the person who hired the contractor. That means an unresolved lien can cloud the title and must typically be paid off or resolved before a sale can close.
Why it matters even if you didn’t hire the contractor
If a previous owner had renovation work done and never paid the contractor, that lien can still show up on a title search years later – another reason title insurance and a thorough title search matter.
For sellers who’ve had recent work done
If you’ve renovated recently, keep records showing your contractors were paid in full – it can prevent a lien surprise when you go to sell.
Have questions about a lien on a title report? Call Dockside Realty at 850.225.9785 or email christine@docksiderealtyinc.com.